نوع مقاله : مقاله علمی - پژوهشی
نویسندگان
1 دانشیار گروه حقوق، دانشکدۀ الهیات و معارف اسلامی، دانشگاه حکیم سبزواری (نویسندۀ مسئول)
2 استادیار گروه حقوق، دانشکدۀ الهیات و معارف اسلامی، دانشگاه حکیم سبزواری
چکیده
کلیدواژه‌ها
عنوان مقاله [English]
نویسندگان [English]
The prohibition of Riba (interest/usury) in Islamic economics has led Muslim economists to design and introduce special financial institutions in order to avoid riba and to replace common and traditional financial institutions. During past four decades, among such endeavors to address the above objections, Muslim scholars have introduced an alternative insurance rooted in Feqh and based on the principle of co-operation. According to these scholars, traditional insurance can be replaced by Takaaful as an Islamic insurance. Takaaful has been designed to promote mutual cooperation and fair distribution of profits/losses among all the contracting parties. So far, several contract models have been proposed based on Islamic financial regulations, such as Takaaful based on Wakaalah and Mudaarabah contract with some modifications. However, the new model, Takaaful based on Wadi’ah, is not as prevalent and common as above mentioned contracts. In this paper, an attempt is made to study Takaful based on the Wadi’ah Contract and to compare its regulations and compatibility with Shi'a jurisprudence rules.
کلیدواژه‌ها [English]
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