عنوان مقاله [English]
نویسنده [English]چکیده [English]
“The 2016 Law of obligatory insurance of damages to the third person arising from accidents caused by vehicles” has taken apart the conditions of responsibility of responsible persons from the insurance law by the omission of the phrase “civil responsibility of the holder” from legislation title and also the duty of insurance companies in funding payments to damaged persons even in the case of being caused by driving accidents due to force majeure.
The afore-mentioned law stipulates numerous innovations on strengthening the insurance deterrence in issues such as damage recovery, support of insured especially by the exclusion of the appendix, support of insured especially by the lack of obligation for the delivery of insurance services. Although lawmakers legislate different regulations in support of the deterrence aspect, but as driving accidents require special regulations, conditions and rules related to civil liability of individuals involved in traffic accidents also requires special regulations. This new law may cause inefficiency of insurance regulations by the omission of the responsibility of holder and the referral of conditions of responsibility to public rules.