نوع مقاله : مقاله علمی - پژوهشی
نویسندگان
1 استاد گروه اقتصاد دانشکده علوم اجتماعی و اقتصادی، دانشگاه الزهرا، ایران
2 دانش آموخته کارشناسی ارشد مدیریت بازرگانی، دانشگاه آزاد واحد الکترونیکی، تهران، ایران
3 دانش آموخته کارشناسی ارشد علوم اقتصادی، دانشگاه آزاد اسلامی واحد اراک، ایران
چکیده
کلیدواژهها
عنوان مقاله [English]
نویسندگان [English]
Objective: The risk involved in entrepreneurial activities and the problem of financing in the field of entrepreneurship are two major challenges for the development of entrepreneurship. However, the development of the insurance industry as a central institution for reducing financial risk, as well as the institution of investment can help address these two challenges.
Methodology: This research, with the approach of panel data and generalized moment method, has estimated the effectof insurance penetration on entrepreneurial space in two groups of developing and developed selected countries during the period 2013-2018.
Findings: The results showed that the effectof insurance penetration on entrepreneurship in both groups of selected countries is positive and significant. Also, the effectof control variables including human capital, R&D, economic freedom, information and communication technology and financial development on the entrepreneurial environment in both groups of selected countries is positive and significant.
Conclusion: Increasing the share of insurance in the economy of selected countries has helped to improve the entrepreneurial environment. Therefore, increasing the insurance penetration rate as a way to develop the entrepreneurial environment should be considered by macroeconomic policymakers in selected countries
JEL Classification: G22, L26, C23.
کلیدواژهها [English]